Josh Jesling Home Loans
Best rates, best service, all the time

Loan Programs

Which Mortgage is Right for You?

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

Loan Program Options

FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loan

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...


If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

First Time Home Buyer

A first-time home buyer is someone who has never owned a home before or has not owned a home in the past three years and is looking to purchase their first home.

Conventional Loans

Conventional loans are mortgage loans that are not government-backed or insured by agencies like the FHA or VA, and typically require higher credit scores and down.. 

Jumbo Loan

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $977,000 in...